Privacy Policy
What Does FFEFCU Do With Your Personal Information?
WHY?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Account Balances
- Account Transactions and Employment Information
- Payment History and Wire Instructions
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share member’s’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons FFEFCU chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does FFEFCU Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
| For our marketing purposes— to offer our products and services to you | YES | NO |
| For joint marketing with other fi nancial companies | YES | NO |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | NO | WE DON’T SHARE |
| For our affiliates’ everyday business purposes— information about your creditworthiness | NO | WE DON’T SHARE |
| For our affiliates to market to you | NO | WE DON’T SHARE |
| For non-affiliates to market to you | NO | WE DON’T SHARE |
Who we are
Who is providing this notice?
FAYETTE FEDERAL EMPLOYEES FEDERAL CREDIT UNION
What We do
How does FFEFCU protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FFEFCU collect my personal information?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Use your Visa card or make a wire transfer
- Make deposits or withdrawals from your account
We also collect personal information from other companies.
Why can’t I limit sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes—information
- about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. FFEFCU does not share with affiliates.
Non-affiliates – Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include consumer reporting agencies, data processors and share draft printers.
Joint marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include CUNA Mutual Group’s Trustage and Credit Card Companies.
